When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Just select Affirm at checkout
TRANSPARENT
Affirm tells you up front the total amount you'll pay. That number will never go up.
FLEXIBLE
You choose the payment schedule that works for you.
FAIR
Affirm won't charge you late fees or penalties of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.
Does checking my eligibility affect my credit?
No - checking your eligibility won't affect your credit.
Can I return an item I bought with Affirm?
Yes - you can return an item you bought with Affirm by initiating the return process with Camburg.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps us verify it's really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.








